In Vitro Fertilization (IVF)

Who is eligible?

Women up to age 44 seeking to conceive their first or second child with their current partner (regardless of any children from previous relationships).

Prior approval from a Maccabi medical professional is necessary.

What does Maccabi provide?

IVF treatments for a first or second child in three phases:

Phase I - Consultation, tests, and hormonal treatment (ovarian stimulation).

Phase II - Egg retrieval, fertilization with sperm, and embryo transfer to the uterus, optionally involving micromanipulation. Unused embryos may be frozen for preservation.

Phase III - Thawing a frozen embryo from Phase II and transferring it to the uterus.

Maccabi members up to age 53 (until their 54th birthday) may choose for a frozen embryo from Phase B to be thawed and transferred to the uterus, provided that Phases A and B were completed by age 44 (before their 45th birthday).

Maccabi Sheli, Maccabi Zahav, and Maccabi Silver Shield members are eligible to select a private doctor at private hospitals affiliated with Maccabi.

Sperm retrieval - In certain cases, the second part of the fertilization process may necessitate sperm retrieval.

Additional options

In vitro fertilization treatments (IVF) for a third or subsequent child
In vitro fertilization treatments (IVF) for men
Sperm retrieval by surgery or electrical stimulation
Fertility tests and treatments for women and men

How much does it cost?

Maccabi Sheli, Maccabi Zahav, Maccabi Silver Shield

At private hospitals, with the option to select a doctor under agreement (or from the provided list below):

The authorization will be issued by Maccabi's national center for fertility treatment approval, which will directly cover the deductible at the hospital as outlined below:

Phase I - deductible of NIS 424.93

Phase I + II - deductible of NIS 902.30

Phase III - deductible of NIS 264.92

At public hospitals under agreement, without choosing a doctor:
Outpatient clinic visits- a quarterly deductible of NIS 38.

IVF treatments - Free of charge. The cost of fertility drugs is not covered.

Basic Plan

A financial authorization will be issued with a quarterly deductible of NIS 38.

Eligibility does not cover the expenses for purchasing fertility drugs.

Where is the service provided?

Public hospitals affiliated with Maccabi

Basic Plan - at private hospitals affiliated with Maccabi, by doctors listed below:

Treating doctors	Treating doctors	Attending physicians	Hospital
Moshe Royburt Clariss Nahari Netanella Miller Eran Horowitz	Yuval Atzmon Jonathan Barkat Margarita Kapustynski Yechiel Burke	Avi Ben-Harush Ida Amodai Amir Weintrub Galia Biran Dov Bachar	Assuta Tel Aviv
Ofer Girtler Eran Gold Rafael Brennan Shir Dar	Dan Nir Leonid Gankin Leonti Grin Mori Shechter	Avi Tsafrir Amir Ravhon Ariel Weissman Arie Berkowitz	Assuta Rishon LeZion
Moshe Royburt Samara Nivin Eran Gold Eran Horowitz Polina Ostrovsky	Arie Yagoda Ettie Maman David Kolak Dan Nir Jonathan Barkat Max Cohen	Avi Ben-Harush Ilia Bord Ilan Cohen Eli Geva Amir Weintrub Asaf Bilgory	Herzliya Medical Center
Ofer Harari Berger Shahar Kol	Max Cohen	Arie Yagoda Huri Samer Yohanan Erlich	Haifa Elisha Hospital

Moshe Royburt
Clariss Nahari
Netanella Miller
Eran Horowitz

Yuval Atzmon
Jonathan Barkat
Margarita Kapustynski
Yechiel Burke

Avi Ben-Harush
Ida Amodai
Amir Weintrub
Galia Biran
Dov Bachar

Assuta Tel Aviv

Ofer Girtler
Eran Gold
Rafael Brennan
Shir Dar

Dan Nir
Leonid Gankin
Leonti Grin
Mori Shechter

Avi Tsafrir
Amir Ravhon
Ariel Weissman
Arie Berkowitz

Assuta Rishon LeZion

Moshe Royburt
Samara Nivin
Eran Gold
Eran Horowitz
Polina Ostrovsky

Arie Yagoda
Ettie Maman
David Kolak
Dan Nir
Jonathan Barkat
Max Cohen

Avi Ben-Harush
Ilia Bord
Ilan Cohen
Eli Geva
Amir Weintrub
Asaf Bilgory

Herzliya Medical Center

Ofer Harari Berger
Shahar Kol

Max Cohen

Arie Yagoda
Huri Samer
Yohanan Erlich

Haifa Elisha Hospital

Maccabi Sheli, Maccabi Zahav and Maccabi Silver Shield members - at private hospitals affiliated with Maccabi, by doctors listed below:

Treating doctors	Treating doctors	Attending physicians	Hospital
Micha Baum Moshe Royburt Netanella Miller Ofer Fainaru Ido Eldar Einat Shalom-Paz Eran Altman Clariss Nahari Raoul Orvieto Ron Hauser Ronit Machtinger Raphael Ron-El Shevach Friedler Shai Elizur Shlomo Mashiach	Daniel Seidman Dror Meirov Hila Raanani Tal Shavit Yehoshua Dor Yoel Shufaro Yuvak Atzmon Yossi Hasson Jonathan Barkat Yossi Shalev Yechezkel Lande Yechiel Burke Jacky Ashkenazi Jacob Levron Jacob Farhi Jaron Rabinovici Issachar Voliovitch	Avi Ben Harush Adrian Shulman Ida Amodai Eyal Schiff Amir Wiser Amir Weintrub Amnon Buchan Ariel Horowitz Guy Bibi Guy Gutman Galia Biran Dov Bachar David Bider David Levran David Kolak	Assuta Tel Aviv
Mori Shechter Moria Kirshner Fisher Semion Meltzer Atef Ziadna Ofer Girtler Eran Gold Refael Ron El Shir Dar Shlomi Barak	Gila Ben-David Doron Goldberg Dan Nir Yuval Or Yossi Hasson Jacob Rabinson Yariv Gidoni Leonid Gankin Leonti Grin	Avi Zafrir Itai Bar-Hava Eliahu Levitas Amir Ravhon Ariel Weissman Arie Berkovitch Arie Raziel Arik Kahane Guy Bar	Assuta Rishon LeZion
Moshe Royburt Nivin Samara Eran Gold Eran Horowitz Polina Ostrovsky	Asaf Bilgory Arie Yagoda Ettie Maman Dan Nir Jonathan Barkat Max Cohen	Avi Ben-Harush Ilia Bord Ilan Cohen Eli Geva Amir Weintrub	Herzliya Medical Center
Ofer Harari Berger Shahar Kol	Max Cohen	Arie Yagoda Huri Samer Yohanan Erlich	Haifa Elisha Hospital

Micha Baum
Moshe Royburt
Netanella Miller
Ofer Fainaru
Ido Eldar
Einat Shalom-Paz
Eran Altman
Clariss Nahari
Raoul Orvieto
Ron Hauser
Ronit Machtinger
Raphael Ron-El
Shevach Friedler
Shai Elizur
Shlomo Mashiach

Daniel Seidman
Dror Meirov
Hila Raanani
Tal Shavit
Yehoshua Dor
Yoel Shufaro
Yuvak Atzmon
Yossi Hasson
Jonathan Barkat
Yossi Shalev
Yechezkel Lande
Yechiel Burke
Jacky Ashkenazi
Jacob Levron
Jacob Farhi
Jaron Rabinovici
Issachar Voliovitch

Avi Ben Harush
Adrian Shulman
Ida Amodai
Eyal Schiff
Amir Wiser
Amir Weintrub
Amnon Buchan
Ariel Horowitz
Guy Bibi
Guy Gutman
Galia Biran
Dov Bachar
David Bider
David Levran
David Kolak

Assuta Tel Aviv

Mori Shechter
Moria Kirshner Fisher
Semion Meltzer
Atef Ziadna
Ofer Girtler
Eran Gold
Refael Ron El
Shir Dar
Shlomi Barak

Gila Ben-David
Doron Goldberg
Dan Nir
Yuval Or
Yossi Hasson
Jacob Rabinson
Yariv Gidoni
Leonid Gankin
Leonti Grin

Avi Zafrir
Itai Bar-Hava
Eliahu Levitas
Amir Ravhon
Ariel Weissman
Arie Berkovitch
Arie Raziel
Arik Kahane
Guy Bar

Assuta Rishon LeZion

Moshe Royburt
Nivin Samara
Eran Gold
Eran Horowitz
Polina Ostrovsky

Asaf Bilgory
Arie Yagoda
Ettie Maman
Dan Nir
Jonathan Barkat
Max Cohen

Avi Ben-Harush
Ilia Bord
Ilan Cohen
Eli Geva
Amir Weintrub

Herzliya Medical Center

Ofer Harari Berger
Shahar Kol

Max Cohen

Arie Yagoda
Huri Samer
Yohanan Erlich

Haifa Elisha Hospital

Hadassah Ein Kerem and Hadassah Har HaTzofim hospitals in Jerusalem, by doctors listed below:

Attending physicians	Hospital
Prof. Alexander Simon Prof. Benjamin Reubinoff Dr. Uri Dior Dr. Assaf Ben-Meir Dr. Tal Imbar	Hadassah Ein Kerem
Prof. Arye Hurwitz Dr. Yuval Bdolah Dr. Miri Godin	Hadassah Har HaTzofim

Attending physicians

Hospital

Prof. Alexander Simon
Prof. Benjamin Reubinoff
Dr. Uri Dior
Dr. Assaf Ben-Meir
Dr. Tal Imbar

Hadassah Ein Kerem

Prof. Arye Hurwitz
Dr. Yuval Bdolah
Dr. Miri Godin

Hadassah Har HaTzofim

Prof. Alexander Simon
Prof. Benjamin Reubinoff
Dr. Uri Dior
Dr. Assaf Ben-Meir
Dr. Tal Imbar

Hadassah Ein Kerem

Prof. Arye Hurwitz
Dr. Yuval Bdolah
Dr. Miri Godin

Hadassah Har HaTzofim

Next steps

Request approval for fertility treatments

Prior approval from a Maccabi medical professional is necessary. The number of treatment cycles will also be determined based on the discretion of the professional.

For the first treatment - please visit a licensed fertility doctor. It is their responsibility to complete a designated form and send it directly to Maccabi's national center for fertility treatment approval.

To undergo blood tests for fertility treatment, a referral from a Maccabi-licensed fertility doctor, hospital, or private doctor is necessary.

Treatment in a public hospital requires an authorization for a doctor's exam.

For follow-up treatments - it is the doctor's responsibility to complete and submit a follow-up treatment form to Maccabi's fertility treatment approval center.

For treatments at public hospitals, a file must be opened at the hospital, and an authorization form for a doctor's exam must be provided before initiating the procedure to request approval for fertility treatments.

Request financial authorization online

Responses to requests

You will receive a response from the fertility doctor who submitted the request.

You can track the treatment status either via Maccabi Online, or by signing up for texts.

Purchasing fertility drugs

Eligibility does not cover the expenses for purchasing fertility drugs.
You can purchase fertility drugs through age 44 (up until your 45th birthday).
Before contacting the pharmacy to purchase medication, you must obtain financial authorization for treatment cycles A + B.
To use the medication approval at the pharmacy, you must print the approved authorization.
Medication approvals are valid for six months but validity shorten to 45 days after the first purchase.
Stage III (embryo transfer) - doesn’t involve medication. In exceptional cases requiring drug treatment, the fertility doctor must send a medical letter to the IVF fertility treatment approval center.
Quantitative control - Maccabi Pharm implements quantitative controls for fertility drug purchases.
If it’s necessary to dispense medication beyond the defined treatment amount, Maccabi Pharm will provide you with a designated form for your fertility doctor to complete, which you will then submit to the IVF fertility treatment approval center for confirmation.

Requesting an extension of medications for phases I + II

Within 7 days following the 45-day medication approval period, an original prescription signed by a fertility doctor is required. The prescription should specify that it is a continuation of treatment within the same cycle.
After 7 days following the medication approval period (45+7), it is the fertility doctor’s responsibility to provide the IVF fertility treatment approval center with a medical letter justifying the need to extend the prescription.

For women approaching 45

An authorization received from Maccabi at age 44 is valid only until the woman’s 45th birthday. After this date, purchasing the medications at a pharmacy and undergoing IVF treatment at a hospital will not be possible.

Additional information

Eligibility is also granted for a surrogacy procedure, with the condition that a medical approval signed by an authorized specialist be provided, verifying that the woman cannot conceive or pregnancy would endanger her health.
Regarding egg donation, eligibility for IVF phases is according to health services or supplementary health services regulations, as well as the woman's age.
If the patient's spouse is not a Maccabi member, their treatments will be financed by their own health insurance.
The authorization letter received from Maccabi at age 44 is valid only until the official date of the 45th birthday. After this date, purchasing the drugs at the pharmacy and undergoing IVF treatment at the hospital will not be possible.
Maccabi members are eligible for halachic supervision of fertility treatments >>